Elofyn

// AI Tool Radar ·  Compare  ·  cursor-vs-windsurf

Live · captured 9 days ago

Cursor vs Windsurf

Two agentic editors, same $20 entry price. Where do they actually diverge — and which one bills you less when you push past the included limits?

Cursor (Anysphere) and Windsurf (Cognition, fka Codeium) are the two agentic-IDE incumbents on the radar. Both start free, both ask $20/mo for an individual paid plan, and both meter heavy usage. The differences live in the ceiling — and in how each vendor frames the overage.

Cursor · entry

Free

lowest published amount

Cursor · peak

$40 / mo

highest published amount

Windsurf · entry

Free

lowest published amount

Windsurf · peak

$200 / mo

highest published amount

// 01 — TLDR

3 signals

The short answer.

  1. Entry price

    Tied — $20/mo

    Cursor Individual and Windsurf Pro are priced identically. Pick on workflow, not price, at the solo tier.

  2. Heavy users

    Windsurf goes higher

    Windsurf publishes a $200/mo Max plan; Cursor expects heavy users to add usage-based billing on top of Individual.

  3. Teams

    Tied — $40/seat

    Same headline price. Feature emphasis differs: Cursor leads on shared agent context, Windsurf on admin analytics + priority support.

// 02 — Side by side

radar.sqlite · captured 9 days ago

What each vendor publishes today.

Tier names, prices, and feature lines below are pulled verbatim from each vendor’s pricing page on the latest nightly snapshot. Nothing here is paraphrased.

Coding assistants  ·  Anysphere

Cursor

Tiers, as published

  • HobbyFree
  • Individual$20 / mo
  • Teams$40 / mo
  • EnterpriseCustom

Features by tier

Hobby

  • No credit card required
  • Limited Agent requests
  • Limited Tab completions

Individual

  • Extended limits on Agent
  • Access to frontier models
  • MCPs, skills, and hooks
  • Cloud agents
  • Bugbot on usage-based billing

Teams

  • Cloud agents with shared team context
  • Team-wide rules, skills, and automations
  • Security review agent
  • SAML/OIDC SSO + enforced team-level privacy mode
  • Team plugin marketplace

Enterprise

  • Pooled usage
  • Invoice/PO billing
  • SCIM seat management
  • AI code tracking API and audit logs
  • Priority support and account management

Source cursor.com/pricing

Coding assistants  ·  Cognition (fka Codeium)

Windsurf

Tiers, as published

  • FreeFree
  • Pro$20 / mo
  • Max$200 / mo
  • Teams$40 / mo
  • EnterpriseCustom

Features by tier

Free

  • Light usage allowance
  • Unlimited Tab
  • Cascade access

Pro

  • Standard usage allowance
  • Extra usage at API price
  • Unlimited Tab
  • All premium models
  • Fast Context

Max

  • Heavy usage allowance
  • Extra usage at API price
  • Unlimited Tab
  • All premium models
  • Fast Context

Teams

  • Standard usage allowance
  • Extra usage at API price
  • Centralized billing
  • Admin dashboard with analytics
  • Priority support

Enterprise

  • Custom usage allowance
  • SSO + Access control
  • RBAC
  • Hybrid deployment option
  • Account management

Source windsurf.com/pricing

// 03 — Movement

1 logged

Every change we've recorded, both tools.

  • Windsurf — Newly tracked

// 04 — Bottom line

Both vendors meter usage past the included allowance, so the realistic monthly bill depends more on how hard you push the agent than on the published plan price. The radar logs each plan change as it lands — start there before you commit a year.

See each tool standalone  ·  CursorWindsurf

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